Have a Free Road Side Assistance of ₹1399. Gold Loan helps rebuild credit score in 6-8 months. = 52. Both banks offer interest rates lower than the industry average, but SBI home loan rates are slightly higher than HDFC home loans. 55 Lakhs and INR 1 Lakh x 45000/2273=INR 19. These 3 C’s of Credit are Character, Capital and Capacity based on which the lender decides on lending you. 8. They may help improve your Credit Score. Using this facility, the applicants can keep a tab. SBI Tata Platinum Card. The eventual rate will depend on your net income, repayment capability, location, employment stability or. Just a few steps and it’s done!These above consequences can lead you towards the default payments, hence can affect your financial plans adversely. Once you have logged into your account, choose the type of tax you want to pay. Slice Credit Card. Savings Account - Compare best savings account online, check minimum balance required, rate of interest and unique features of savings account at WishfinWishfin is India's premier fin-tech company and has pioneered financial marketplaces in India. Enter your Date of Birth. To, TransUnion CIBIL Limited [Formerly known as Credit Information Bureau (India) Limited] 19th Floor, One World Centre Tower-2A-2B, 841 Senapati Bapat. 10. 0120-4215026 [email protected] RBI's Sachet Portal. 75% - 14. Tata Capital. 15% - 11. It is one of the best credit cards for shopping in India because you can grab the best deal on Amazon through this card. You can explore the offers of this credit card below:-. Residence Proof – Any of Voter ID, Driving License, Aadhaar Card or Passport or Utility Bill. 75% - 14. 3% per month. You can easily apply for the card at Wishfin, an online marketplace for credit cards, loan and other financial products. Choose your loan payment service wisely as per your convenience, so the payment won’t be delayed. Quarterly Average AUM of Goldman Sachs Mutual Fund (as on 30th June 2016) Rs. Wishfin has fulfilled the financial needs of 35 Million customers since its formation. Another point to be noted is that every hard query diminishes the credit score of the concerned person by 5-8 points. An attractive interest rate of up to 16. Enter your contact address. Check your CIBIL score and report. 9. An individual should have a minimum working experience of 2 years to apply for this loan. 5 million people have trusted Wishfin to check their CIBIL Score online. 00%. The one-time settlement comes into play only when. Earn 2 reward points on every spend of ₹100 on insurance premiums. 75% Plus applicable Term Premium. 38%. Download Our Wishfin App: Follow us on: Grievance Redressal Officer Details : Gangesh Malhotra. Address : E-30, Sector-8, Noida, UP-201301 +91-9873054225 [email protected] Customer Care Working Hours:AMCs will specify the minimum and maximum period to pause the SIP. With this facility, you can earn higher interest rates on your FD amount and also enjoy the liquidity and flexibility of savings. I further authorize Wishfin to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. The country’s largest lender, State Bank of India (SBI), triggers the mind of borrowers by offering home loans at much lower interest rates and less processing fee. Required Tenure. To, TransUnion CIBIL Limited [Formerly known as Credit Information Bureau (India) Limited] 19th Floor, One World Centre Tower-2A-2B, 841 Senapati Bapat. Enjoy 10% cashback on Swiggy through this card. One of the efficient and popular methods is the Wishfin Gold where you can easily sell or buy Digi Gold without any trouble. Use your credit card only on those expenses which are quite necessary and that you can pay on time. Gender . Additionally, Puru Vashishtha has had 1 past job as the Analyst at Soros Fund Management. Several top banks offer exclusive Savings Account for Minors, such as State Bank of India (SBI), HDFC Bank, ICICI Bank, Kotak Bank, Union Bank of India, IDFC First Bank, etc. Additional KYC requirements may apply if your gold account crosses 10 grams. 85% to 9. Budget Hotels: Hotel Dream Palace, Hotel Himalayan Club, Hotel Hill Queen. When you are unable to make payments on time, you may face the lawsuit from the creditors for the account in which you are having the defaults. Gold Loan Interest rates, which vary from one lender to another, range from 9% to 20% per annum. - Make bookings on Bookmyshow and get 2. Bajaj Finserv Patna Main Branch Address. ₹4,500. Best Funds. Provide the payment amount you are willing to pay. Credit-cards Should-i-buy-mobile-phone-in-full-payment-or-through-emi-using-my-credit-card | Compare interest rates, calculate EMI and apply for loans online. The same can cost you ₹550 or more when you fetch it on the website of credit bureaus like CIBIL, Experian and others. We use customer feedback and new market. 2. A home loan EMI Calculator is one such magical device that can make your life simpler and easier. And, if your home loan interest rate is more than the average market rate, the overall interest repayment can be way beyond your imagination. You can choose the EMI tenure for 6 months, 9 months, 12 months, 18 months, and 24 months. You can easily avail loan from the bank and can fulfill every wish of yours in the best possible way. 60%. 35%. As part of the L&T group, a. You can check the screenshot given below of the authentic partnership by CIBIL. You can also check it on the CIBIL website through this url below. Go to Wish. The personal loan interest rate by SMFG India is up to 33. (Piramal Finance) at its core, believes we are a company that is of the people of Bharat and for the people of Bharat. Wishfin is India’s leading lending fintech marketplace with more than 36 million satisfied customers. If you are wondering that why would a Personal Loan be declined, then you are at the right spot. – 800020, Bihar Customer Care Number: 0612 391 8240 Bajaj Finserv Patna Branches and Customer Care NumberWishfin company employee gave me loan and took money saying they should clear the loan due to some problems and they didn’t pay and used for personal use. Another kotak mahindra credit card customer care number, that is also toll free is. All you need to do is to furnish a few details. Now, the senior citizens can make some money with the help of this Fixed Policy. - INR 150 per transaction after 4 deposits. Estimated Staying Cost: Starting at Rs. Information on valuation, funding, cap tables, investors, and executives for Wishfin. The loan was disbursed within 24 hours and the money got credited the same day. How much loan can your gold fetch you? Cibil-score-thanks-new | Compare interest rates, calculate EMI and apply for loans online. To, TransUnion CIBIL Limited [Formerly known as Credit Information Bureau (India) Limited] 19th Floor, One World Centre Tower-2A-2B, 841 Senapati Bapat. You should be mindful of your credit card balance at all times because it can have a significant impact on your credit score. You just need to fill in a few personal and professional details in the prescribed space before submitting your application. Step 2: Select the ‘Forms/Download’ option from the top navigation menu. By accepting our "Terms and Conditions" you authorize WIshfin and its associated Partner Banks to run a CIBIL/Experian check for your profile. Canara Bank education loan helps you with the required funds to pursue the pilot training course. Axis Bank home loan charges a fee of 0. 5,200 whichever is lower for old car. Emails and Direct Phone Numbers of Insurance Mutual Fundss Search and Find Anyone's Email Address, Direct Phone Number and Much More ZoomInfo’s database provides. Simranjeet Singh. 0120-4215026 [email protected] RBI's Sachet Portal. The template uses graphs and charts to ensure the. To, TransUnion CIBIL Limited [Formerly known as Credit Information Bureau (India) Limited] 19th Floor, One World Centre Tower-2A-2B, 841 Senapati Bapat. On the other hand, a score of 700-750 will be considered satisfactory. The network of our partners combined with our wide range of products have helped create a positive impact across small businesses in India. 0120-4215026 [email protected] RBI's Sachet Portal. Disclaimer: MMPL does not sell any loans on our own and do not charge any fee from any customers/viewers. Wishfin will ensure that any customer data collected by Wishfin or any digital lending apps of LSP will be need-based, with your prior. But not having it will not lead to the rejection of the home loan application. Get a Cashback of 4% on ordering food from Swiggy. HDFC Bank facilitates home loan services through HDFC Bank. Revolving Credit on Credit Cards. Earlier people used to visits banks to make a money transfer but now with the advancement in the payment system, everyone can transfer money digitally. com Chairman and Co-founder 2016. Tata Capital. The return of income can be filed either in hard copy at the local office of the Income-tax Department or can. Photo is printed on the card for additional security. 00%. Bank of India Star Sunidhi Tax-Saving Deposit Scheme. To maintain a decent credit score, attempt to utilize only 30%-40% of your credit card limit. Welcome to PLANET by L&T Finance, a trusted NBFC loan app with 60 lakhs+ users. The eligibility criteria based on which home loan applications are accepted are as follows: Any individual whether salaried or self-employed can apply for a. These are the features and key points about this fund: This fund was launched on 28th Dec 2015 and has delivered annualized returns of 11. 0120-4215026 [email protected] RBI's Sachet Portal. We advise customers/viewers to choose from best offers from Banks and itsIf you are looking for a loan that will give you huge loan amount at low-interest rates and minimal charges, Bhartiya Mahila Bank is the one that might fulfill your desire. +91-9873054225 | BlogWishfin team will send the application further to SBI after taking your word on the same. This FD plan is available for a limited period. Base rate loans witnessed even lower reductions. 10% - 9. The bank will add interest on the outstanding amount of your credit card bill every month and it will increase your debt. Minimum age of the applicant should be 21 years at the time of making the application. Apply online for Magma Fincorp business loan with easy documentation speedy approval lower interest rates Easy EMI. Reliance Home Finance. At SBM, you can choose from a. Third loan of INR 2. So his FOIR will be = 21,000/40,000 X 100. Enter the interest rate in per month or per annum. Spend ₹6,00,000 in a year and earn 4000 bonus reward points. FD Calculator - Use fixed deposit calculator online and calculate maturity amount based upon current fd interest rates. Do feel free to raise your query or complaints regarding Axis Bank Credit Cards by calling the 24×7 toll-free customer care number-1800-419-5959. com has acquired Ladders on Jan 15, 2021. 00% per annum, and EMI for different time periods is shown in the table below. 65%. As per the Income Tax Act, starting from the Financial Year 2020-21 (the assessment year 2021-2022), dividends received from domestic companies are taxed at a rate of 10% for residents. Not. The education loan interest rates for higher studies in India or abroad is 7. Simranjeet Singh. 95% - 12. With the help of this calculator, the depositor can get an idea about the overall profit on the deposited amount at the chosen maturity period. Cash Transaction Charges. The decision to choose a home is emotional because it gives you a sense of security and social esteem, which you can't find with anything else. Wishfin being an official TransUnion partner, has been the first whatsapp enabled platform that provides authentic and accurate CIBIL Scores. . Wishfin works with more than 60 banks, financial institutions, Mutual funds, Insurance Companies and NBFCs and. Create your account by entering your name, email address, and password of your choice. The current rate of interest charged on the HDFC Personal Loan is 10. United Bank Of India Loan Against Property is an ace product which has been highly appreciated for its affordable interest rates. Our Mission and Vision. 0120-4215026 [email protected] RBI's Sachet Portal. 75% to 14. - Make bookings on Bookmyshow and get 2. 5. 10% - 9. Piramal Capital & Housing Finance Ltd. 50% per annum. Get your free credit score today from CIBIL!Find IFSC code of CORPORATION BANK KARNATAKA MANGALORE CORP0000076. Step 3: Click on. 9. 75% per annum for a 36-month deposit. Credit Card Account Statement is the answer to your question as this contains all the information related to your credit card, such as transactions you made, payment due date, total due amount, minimum due amount, credit limit, cash limit, account summary, etc. Basis of Difference. 95%-8. Exciting offers await you at Standard Chartered Manhattan Platinum Credit Card. For iPhone users, download the Wish app from the App store. Highlights A detailed look at credit score generated by top credit bureaus in India - CIBIL, Experian, Equifax, CRIF HIGH MARK Check out the history of credit bureaus, their. We advise customers/viewers to choose from best offers from Banks and itsFollow the steps to learn how it works: Send an SMS to 1909 (toll-free) from the number you want to activate DND for. ”I really feel there is a place for WISHIN. Continue reading "Taxability of Leave. Graded rate of interest based on External Credit Risk Rating BR+ 2. 00%. The minimum age of the applicant should be a minimum of 21 years when he is applying for the HDFC Personal Loan. On the next screen you will be able to view your account balance along with the other details of your account. Wishfin. You can either use this amount in shopping or paying your outstanding credit card bills. Credit Score is a 3-digit numeric summary of your credit history that represents your past credit behaviour that how well you have managed your credit products, like home loan, business loan, auto loan, personal loan or credit cards. Disclaimer: MMPL does not sell any loans on our own and do not charge any fee from any customers/viewers. Get ready to indulge in a delicious shopping spree with this exclusive offer from Happilo and Kotak Mahindra Bank!Download Our Wishfin App: Follow us on: Grievance Redressal Officer Details : Gangesh Malhotra. The effective yield, which adds on to the interest rate offered, goes up to 11. Holding multiple credit cards with outstanding balances are considered as risky by banks. Axis Bank Ace Credit Card. The tax will be based on the overall interest accruing on the same. 95% - 12. HDFC offers savings account with interest rate ranging from 3. 3-Year Return. Please login to complete your application or view status of your previous application/s by either of the following options. we provide our users with an actionable plan to make the. Use the Suitable Payment Method. No foreclosure allowed before 6 months from the date of loan disbursement. 69%-15% per annum. Up to 10X rewards on spends over ₹ 20,000. Basically whenever you are seeking credit, the lender pulls your credit information and this is considered as a hard inquiry. the amount is 2 lakhs sixteen thousand. Check Home Loan in Mumbai eligibility criteria, list of documents required, Calculate EMI and more only at Wishfin Apply for Home Loan in Mumbai online at lowest interest rates Nov 2023. 95% - 12. 1000 notes. Wishfin is a platform run by MyWish Marketplaces Private Limited (MMPL). 1/- thereafter. And if you are a regular defaulter that might affect your CIBIL score drastically. Indian Bank Personal Loan Interest rates range from 10. Credit Clean-up: You can improve your eligibility by increasing your credit score. 50% - 9. Your calculation for Andhra Bank personal loan would be. Wishfin. These rates are subject to change based on various factors such as the loan amount, tenure, and the applicant’s profile. And, once your credit score gets affected, you need a long recovery time for that. Bajaj Finserv home loan offers interest rates that range from 8. Step 4: Once the above steps are completed, upload your documents and get the instant loan amount into your account while sitting at your home. These exclusive Savings Account for Women are designed to help in their daily finances. Step 4: Submit the documents and complete the. ICICI Diamant Credit Card. MMPL has pioneered financialmarketplaces in India. So, if your Personal Loan application has been rejected due to a low score (below 700), don’t keep applying for a Personal Loan repeatedly with different banks (as this may further. MMPL operated websites include Wishfin and Deal4loans. Using CIBIL, lenders can find out whether you can repay the loan on time or not. If you have a CIBIL Score of 780 and above, you can get an HDFC Home Loan at an interest rate of 8. 30% p. Know more at WishfinDisclaimer: MMPL does not sell any loans on our own and do not charge any fee from any customers/viewers. EMI= [P x R x (1+R)^N]/ [ (1+R)^N-1] SMFG personal loan interest rates start from 14. Date of Birth. So, you can buy jewellery costing upto INR 80,000. SBI home loan interest rates range from 8. It. Enter basic information such as your name, address, phone number, email address, etc. It runs customer friendly, neutral, financial marketplaces that leverage proprietary. The current AUM of the fund is INR 388 crores. Address : E-30, Sector-8, Noida, UP-201301 +91-9873054225 [email protected] Customer Care Working Hours:Open the Standard Chartered Bank page on Bill-desk. Every month, more than 700,000 customers apply for financial products such as loans, credit cards, mutual funds, insurance etc. By accepting our "Terms and Conditions" you authorize WishFin and the partner Banks of WishFin to run a Cibil/Experian check for your profile for 180 days from the last application date created. 8. Cash Payment: ₹100. Simranjeet Singh. To, TransUnion CIBIL Limited [Formerly known as Credit Information Bureau (India) Limited] 19th Floor, One World Centre Tower-2A-2B, 841 Senapati Bapat. AJIO Gold. a. Simranjeet Singh. com will store and process your data only in servers located within India, in accordance with RBI circular on Digital Lending dated 02nd September, 2022 and any. Get a detailed look at loan terms, conditions, interest rates, and more to help you make an informed decision. 9,45,000. Download Our Wishfin App: Follow us on: Grievance Redressal Officer Details : Gangesh Malhotra. The carpet area of houses constructed should be up to 30 square metres and 60 metres for EWS and LIG, respectively in order to avail this credit. 33% per month or 16% per annum: 3 Months to 60 Months Come and apply for a Credit Card at Wishfin, cashback offers, airport lounge access available Want SBI Card Prime full of reward points and travel benefits? +91-9873054225 | Blog Use LIC home loan EMI calculator Nov 2023 to know your home loan EMIs instantly for free with quick online approval at Wishfin. 6,500. Then choose the SmartEMI option. Joining Fee. Wishfin curates the best Loan offers based on your Unique Needs & Credit Health, so. - Visit the Gold Drink Partnered restaurants and get up to 2 Drinks for free. Determine your eligibility, find the interest rates and calculate the EMIs for your loan against property. If you merge the previous two loans with the third one at the lowest rate of 11%, you’ll need to pay an EMI of INR 30,022. ; Get a deep dive into Wishfin 's. Wishfin competes with fintech start-ups such as PolicyBazaar and BankBazaar in the online loans segment. Read this post to know some of the top women’s savings account from HDFC, ICICI, Axis, etc. There will be a one-time processing fee of 1. Select the tenure from 12 to 48 months. This is titled as IRDAI Vision 2047, which is made to increase insurance penetration and facilitate sustainable growth of this industry. With L&T Finance Personal Loans you can get personal loans of up to ₹ 15 lakhs online. Yes you can choose the type of account you want to open with HDFC Bank. com has raised a total of. 2% of the loan amount plus Rs. Number of Goldman Sachs Scehemes Options. Then touch the Get OTP button present at the bottom of the screen. 75% - 14. Target date retirement funds : Target date retirement funds automatically reset the asset of stocks, bonds in their. 8. Sign In with Piramal Credentials Reset Password. Have a 5% cashback on Amazon if you are a prime member of Amazon. Download Our Wishfin App: Follow us on: Grievance Redressal Officer Details : Gangesh Malhotra. And I believe your joy will know no bounds when I say a student credit cards comes with various perks. Sum of All Fixed Monthly Obligation of Ved = INR 21,000. Just give a missed call on 82 87 151 151 to get your Free CIBIL Score. 1M. Continue reading "Check Out the Price Trends of Property at Major Centres"Don't get casual while shopping on credit card as splurge spending can make you default on the payment of mounting credit card bill. Birla Sun Life Frontline Equity Fund. To, TransUnion CIBIL Limited [Formerly known as Credit Information Bureau (India) Limited] 19th Floor, One World Centre Tower-2A-2B, 841 Senapati Bapat. Select ‘Dispute Type’ if you are disputing ownership or duplicate. Simranjeet Singh. The eventual rate will depend on several factors such as age, employment type, job history, monthly income, CIBIL Score, etc. 8. Take your time and check with multiple lenders to ensure you get the. 00% per annum for which the EMI would be as in the below mentioned table. - Enjoy 1 Complimentary Visit to the Domestic Airport Lounge per quarter. 8. SBI home loan charges a processing fee of up to 0. Their latest funding was raised on Jul 19, 2016 from a Venture - Series Unknown round. Features of Wishfin CIBIL Score Check App: · Check Credit Score FREE for 12 months. Late Payment Charges:₹100-500 if the due amount ranges between ₹100 and ₹10001 or above. 75% - 14. The interest of 1. Calculate your EMIs and apply online at Wishfin. The customer care executives will give prompt and appropriate responses to your queries and try to resolve them ASAP. State Bank of India/SBI. Simranjeet Singh. Higher FOIR decreases an individual’s repayment capacity that’s why. 14,369- 15,890. - Renewal Fee- INR 500 + GST. Just to be sure, Wishfin asks a few more questions to double check your identity. To, TransUnion CIBIL Limited [Formerly known as Credit Information Bureau (India) Limited] 19th Floor, One World Centre Tower-2A-2B, 841 Senapati Bapat. Franklin Templeton Investments and Neeraj Arora are the most recent investors. Therefore, a suitable Cibil Score for fast approval of the HSBC Credit Card is 750 and above. Features and Benefits. Select Bank. By accepting our "Terms and Conditions" you authorize WIshfin and its associated Partner Banks to run a CIBIL/Experian check for your profile. This will be used by the organization to identify you. +91-9873054225 | Blog YES Prosperity Edge Credit Card lets you reward points on online and offline spends, every 100 spend on birthday to earn you 6 reward points, enjoy complimentary lounge access, 15,000 reward points on achieving milestones, benefits and fees & charges shown at Wishfin In addition to the other disclaimers and limitations discussed in this notice, there are no guarantees and no warranties regarding online availability, impressions, and click-through of its web pages, and any material, information, links, or content presented on the web pages at its web pages, and any material. Download Our Wishfin App: Follow us on: Grievance Redressal Officer Details : Gangesh Malhotra. Open your PC or Laptop and Log in to your HDFC Bank Net Banking account. Want a personal loan but earn a modest salary? Don’t worry there are lenders that offer personal loans to individuals with less income. Axis Bank Credit Card Customer Care Number. 05% - 8. Get Economy Class ticket on spending ₹250000 in a year. Minimum investment amount of Rs. They not only have a low rate of interest but also carry no joining or annual fees. Pay joining fee of INR 999 and earn 5,000 reward points. Continue reading. By submitting this registration form, I understand that I am providing express written instructions for Wishfin to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Wishfin account. IRCTC SBI Platinum Card. RBL Bank is one of the popular private banks that zero balance saving account to individuals. Read more! Authorised Marketing Partner. Wishfin helps you realise your wishes, with the power of finance. 49%. - Get a Free Dish at the partnered restaurants on every visit. Flexible You have freedom to buy/sell gold anytime. 00%. $17M. Address : E-30, Sector-8, Noida, UP-201301 +91-9873054225 [email protected] Customer Care Working Hours:17% to 18. You just need to fill in a few personal and professional details in the prescribed space before submitting your application. 65%. - Enjoy 1 Complimentary Visit to the Domestic Airport Lounge per quarter. By accepting our "Terms and Conditions" you authorize WishFin and the partner Banks of WishFin to run a Cibil/Experian check for your profile for 180 days from the last application date created. 65% per annum. 10 million unique people had applied for a financial product through us, in a country of 50 million tax payers. Suppose that you want an Axis Bank Gold Loan of INR 5 lakh for a period of 24 months at an interest rate of 15. P. To, TransUnion CIBIL Limited [Formerly known as Credit Information Bureau (India) Limited] 19th Floor, One World Centre Tower-2A-2B, 841 Senapati Bapat. Tenure of this loan is now increased to 20 years from the earlier 15 years, to enable easy repayments. Step 3: Select the Tax Type. You can check your credit score and credit report for free at Wishfin. Don't get casual while shopping on credit card as splurge spending can make you default on the payment of mounting credit card bill. With that, its 1-year MCLR has fallen to 7. 5 years for old car. We had just climbed a huge mountain, and. Complete the Aadhaar Correction Form. Simranjeet Singh. Check eligibility, schemes, documents and repayment options at Wishfin. IDBI Bank Loan Against Property provide funds to fulfill your various needs. 10. Download Our Wishfin App: Follow us on: Grievance Redressal Officer Details : Gangesh Malhotra. It is now mandatory to mention the bank PAN number if you want to get the benefit of tax exemption on home loans. For any personal or business need like starting a business or the expansion of business, children’s wedding or foreign education, abroad travelling, home renovation,. Both CIBIL and Experian are now official partners of Wishfin. 9. Enjoy 1 Economy Class ticket for spending ₹1,25,000 in a year. Diesel. Enter Mobile No. MMPL has pioneered financial marketplaces in India. Use the PitchBook Platform to explore the full profile. - Earn a Swiggy e-voucher worth INR 250 as a welcome bonus. Step 3: Open the pop-up box and click the link that appears. 00% - 14. Simranjeet Singh. It is the customer’s right to know the CLG Full Form and it is associated with the deposits made through cheques. 50% is being provided on a loan of up to INR 6 lakhs. Taking that into consideration, the interest rate on home loans stands at 7. So, which means, with your disciplined. You need to check your CIBIL score regularly so as to always keep a track of where you are lacking. The document process of the unsecured credit cards is longer than the process of the secured credit cards. • The SIP Pause form is required to be signed by all the mutual fund. 55% and the maximum deposit limit of up to 2 crores. Return Since Inception. 19 Million Satisfied Customers - More than 19 million customers have fulfilled their wishes through Wishfin. 75% p. To avail the personal loan in Bank of India, you need to fit into the below eligibility criteria. +91-9873054225 | Blog Last 3 months salary slips/current dated salary certificate with the latest Form 16. If you are an Indian Bank account holder, you can use your registered mobile number to get the Indian Bank mini statement. Mention the details correctly before submitting the application. Prepay other loans or Credit Card dues and save.